Retirement Plan Limits for 2020 Announced

Retirement Plan Limits for 2020 Announced

The 2020 retirement plan limits have recently been announced by the IRS. These new limits are effective January 1, 2020. If you are an employee and a retirement plan participant, be sure to contact your employer as soon as possible if you wish to change your...
Navigating a Sea of Emotions

Navigating a Sea of Emotions

We’re in San Diego this week for the Schwab IMPACT conference. There are 5,000 advisors and other financial services industry professionals here at the San Diego Convention Center. This is one of the most impressive conferences we’ve attended in our 30+ year careers....
Divorce in a Changing Landscape

Divorce in a Changing Landscape

Perhaps one of the most interesting shifts in societal norms in the US has been the growing acceptance of divorce. This has happened because of economic empowerment, growing tolerance of divorce within organized religions and changes in social norms. It was not until...
Zero Commissions

Zero Commissions

Over the past few weeks, the largest custodians in the country announced that they’re reducing the commissions they charge for the trading of stocks and ETFs to zero. Charles, Schwab, Springwater’s custodian and the nation’s largest, got things started on October 1,...
Student Loan Debt and the Tax Bomb

Student Loan Debt and the Tax Bomb

Last week we shared with you some of the frightening statistics about student loan debt in this country. Today, Americans owe a combined $1.4 trillion dollars on their student loans. Many of these borrowers are counting on some form of loan forgiveness to help them....