Divorce often leaves families broken. Parents go in different directions. Asset are divided. Kids end up caught in the middle. It is a trying time in the best of circumstances. But what happens when the primary income-earner dies prematurely after the divorce? For the recipients of spousal and child support the consequences can be devastating. […]
Insuring for Care Later in Life
It’s a subject most of us would rather avoid. What if one day you’re no longer able to safely move around, feed yourself, bath yourself, or complete other activities of daily living? What if you find you need care just to live your life? Those who reach a point where they can no longer perform […]
Oregon publishes 2015 health insurance cost comparison tool
The state of Oregon has made available consumer cost information on all individual health insurance plans offered through Cover Oregon at the federal healthcare.gov website (the Marketplace) and all individual plans offered in Oregon outside the Marketplace. The data is published in an interactive Excel table. The table does not consider any tax credit or […]
(Most) all of your questions about the Affordable Care Act answered
With the open enrollment period for health insurance having just opened, the New York Times has published easy-to-understand answers to some of the most common questions about the Affordable Care Act, aka Obamacare. You can read the entire November 11, 2014 article here.
Watch for new options in Medicare open enrollment
Open enrollment for Medicare starts on October 15th, and the range of options can be overwhelming. The October 3, 2014 edition of the New York Times offered a helpful primer and list of strategies. You can read the entire article here.
Building your own pension with a deferred-income annuity
Fewer and fewer American workers can still look forward to the income security in retirement that a defined benefit pension provides. The big insurance companies are aware of this, and so many of them are now offering products that allow investors to build their own pensions. Sales of deferred-income annuities more than doubled from 2012 […]