Misaligned Values

Misaligned Values

From time to time, prospective clients reach out to us because they’ve grown dissatisfied with their current investment advisor or money manager. This can be because they don’t agree with the advisor’s investment management approach (more on this below), the manager...
Student Loan Debt and the Tax Bomb

Student Loan Debt and the Tax Bomb

Last week we shared with you some of the frightening statistics about student loan debt in this country. Today, Americans owe a combined $1.4 trillion dollars on their student loans. Many of these borrowers are counting on some form of loan forgiveness to help them....
It’s FAFSA Time Again

It’s FAFSA Time Again

If you have kids who are in college, or who expect to enroll next fall, you should file the Free Application for Federal Student Aid (or “FAFSA”) as soon as possible. The Department of Education began accepting FAFSA applications on October 1. According to the experts...

The Impact of Student Loan Debt

A trillion dollars is a large number. Larger than the gross domestic product of 175 countries. More than double the annual revenue of any company in the Fortune 500. More than ten times the combined value of all of the professional sports franchises in America. It’s...

Traveling on Credit

Over the many years that we’ve been building financial plans for our clients, we’ve noticed that travel is a very common goal in retirement. And it makes sense – after decades of work with limited time off, you finally have the opportunity to visit places and do...

When Clients Walk

We occasionally part ways with clients, and the reasons for doing so vary. Some move away and prefer to find a new advisor closer to where they live. Some pass away. Some realize after some time that we’re not a “good fit” for them. While we never like to lose...

Would You Buy A Used Car From This Guy?

It’s the start of a new school year, and you’ve discovered that your son or daughter needs their own car. But, you’re not sure if you should buy new or used, or whether buying even makes sense – your neighbor mentioned that leasing might be an attractive option. In...

Does Home Ownership Still Make Sense?

Over the past 25+ years of working with clients, we have been asked more times than we can remember what we think of real estate as an investment. Our first response it generally to clarify whether our client is referring to commercial or residential property. While...

How Can Grandparents Help Pay for College?

With the cost of college continuing to rise, it’s important that students, parents and grandparents understand the options they have for tackling this significant expense. Invest in a 529 Plan State-sponsored education savings plans – known as 529 Plans – can be a...