We view your investment and retirement savings as a tool to help you live your ideal life.
Our objective is to build a portfolio for you that takes no more investment risk than is necessary. Your personal investment strategy will be designed to achieve your goals and objectives, and tailored to your time horizon, ability to tolerate fluctuations in your portfolio’s value, and other unique constraints.
We employ a systematic investment approach that combines award-winning and academically validated strategies such as broad asset class diversification with operational efficiencies like rebalancing, to increase return while reducing risk, effectively manage tax exposure, and carefully contain portfolio costs. Click here to learn about our investment philosophy, and here to learn about the science that underpins it. For clients interested in socially responsible investing, portfolios can be constructed to include environmental, social and corporate governance (ESG) criteria.
Our investment management service includes:
Asset Allocation – Designing the optimal mix of asset classes for your portfolio.
Investment Selection – Selecting the securities with which to implement your asset allocation. As a Springwater client, you’ll have access to the highly-regarded mutual funds managed by Dimensional Fund Advisors (“DFA”).
Monitoring and Reporting – Providing you with regular performance reports for your portfolio, to supplement the monthly account statements from the independent custodian holding your accounts.
Rebalancing – Making periodic changes to your portfolio’s holdings, in order maintain its target asset allocation and keep your investment strategy on track.
Tax Management – For your taxable accounts, employing a variety of strategies to minimize taxable income and realized gains.
We will prepare a custom Investment Policy Statement that formalizes how your investment assets are managed by us.