The Season of Giving

The Season of Giving

With the holiday season upon us, it’s an opportune time to give thanks for our good fortune, and to look for opportunities to help others. This week, we’re sharing with you what our Springwater colleague Frank Remund and his family do each year. Our church has a Food...
Expectations

Expectations

Photo from the movie “Elf” (2003), courtesy of New Line Cinema When you were a child, did you ever set your hopes on receiving a certain gift during the holiday season? Perhaps it was a bicycle, a trainset, a pogo stick or an action figure or doll. Do you...
Don’t Say Budget

Don’t Say Budget

If you’re a Springwater client, you know that we’re focused on helping you develop an accurate estimate of your living expenses for retirement. Why? Because we typically assume that you’ll live a “long and robust” life, and so your living expenses will have by...
Retirement Plan Limits for 2020 Announced

Retirement Plan Limits for 2020 Announced

The 2020 retirement plan limits have recently been announced by the IRS. These new limits are effective January 1, 2020. If you are an employee and a retirement plan participant, be sure to contact your employer as soon as possible if you wish to change your...
Navigating a Sea of Emotions

Navigating a Sea of Emotions

We’re in San Diego this week for the Schwab IMPACT conference. There are 5,000 advisors and other financial services industry professionals here at the San Diego Convention Center. This is one of the most impressive conferences we’ve attended in our 30+ year careers....
Divorce in a Changing Landscape

Divorce in a Changing Landscape

Perhaps one of the most interesting shifts in societal norms in the US has been the growing acceptance of divorce. This has happened because of economic empowerment, growing tolerance of divorce within organized religions and changes in social norms. It was not until...