Sailing to Hawaii

Imagine that you’ve decided to sail to Hawaii from the West Coast. It’s something you have been thinking about for many years. You can imagine watching the coastline disappear behind you as you begin your trip, the starry nights out at sea, the encounters with whales...

American Retirees Finally Get a (Small) Raise

The US Social Security Administration recently announced that beneficiaries – including retirees, disabled workers and their eligible dependents and surviving family members – will receive a 2.8% increase in their benefits in 2019. This will be the largest annual...

The Pull Back

Well, that was a bit unnerving. Last week the stock market took a pretty good dive and investors were shaken alert. The drop, as measured by the Dow Jones Industrial Average, was about 1,300 points or 5%. That qualifies as an official “pull back.” The market quickly...